Terms and Conditions

Last updated: September 21, 2025

Acceptance of Terms

By accessing and using the leoralynthiq website and services, you accept and agree to be bound by the terms and provision of this agreement. These Terms and Conditions govern your use of our website located at leoralynthiq.com and any services provided by leoralynthiq Financial Planning.

If you do not agree with any part of these terms, then you may not access the website or use any services.

Definitions

For the purposes of these Terms and Conditions:

  • • "Service" refers to the financial planning consultation services provided by leoralynthiq
  • • "Company" refers to leoralynthiq Financial Planning Pty Ltd
  • • "User" refers to any individual who accesses or uses our website or services
  • • "Content" includes all text, graphics, images, and other material on our website

Use License

Permission is granted to temporarily access the materials on leoralynthiq's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title.

Under this license you may not:

  • • Modify or copy the materials without written permission
  • • Use the materials for any commercial purpose without consent
  • • Attempt to reverse engineer any software contained on the website
  • • Remove any copyright or proprietary notations from the materials

User Responsibilities

As a user of our website and services, you are responsible for:

  • • Providing accurate and complete information during registration
  • • Maintaining the confidentiality of your account credentials
  • • Using our services in compliance with applicable laws
  • • Respecting the intellectual property rights of others
  • • Notifying us immediately of any unauthorized use of your account

Prohibited Uses

You may not use our website or services:

  • • For any unlawful purpose or to solicit others to perform unlawful acts
  • • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • • To infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • • To submit false or misleading information or interfere with the website's operation

Intellectual Property Rights

The website and its original content, features, and functionality are and will remain the exclusive property of leoralynthiq Financial Planning and its licensors. The website is protected by copyright, trademark, and other laws.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our services.

Read Privacy Policy Privacy Policy

Disclaimers

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company excludes all representations, warranties, conditions, and terms whether express or implied.

We make no warranty that the website will meet your requirements or be available on an uninterrupted, secure, or error-free basis.

Limitation of Liability

In no event shall leoralynthiq Financial Planning, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the website or services.

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if the company has been advised of the possibility of such damage.

Indemnification

You agree to defend, indemnify, and hold harmless leoralynthiq Financial Planning and its licensors, licensees, employees, contractors, agents, officers, and directors from any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) resulting from your use of the website or services.

Dispute Resolution

We are committed to resolving disputes in an efficient and cost-effective manner:

Binding Arbitration

Any disputes arising from these terms or your use of our services will be resolved through binding arbitration in accordance with Australian arbitration laws, rather than in court.

The arbitration will be conducted by a single arbitrator in accordance with the rules of the Australian Centre for International Commercial Arbitration (ACICA).

EU Online Dispute Resolution

European Union residents may access the EU Online Dispute Resolution platform for resolving disputes related to online purchases.

Access EU ODR Platform: The platform is available at ec.europa.eu/consumers/odr/

Termination

We may terminate or suspend your account and bar access to the website immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever including breach of the Terms.

Upon termination, your right to use the website will cease immediately. All provisions of these Terms which by their nature should survive termination shall survive.

Governing Law

These Terms shall be interpreted and governed by the laws of Australia, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our website.

Entire Agreement

These Terms and Conditions, along with our Privacy Policy and any other legal notices published by us on the website, shall constitute the entire agreement between you and leoralynthiq Financial Planning concerning the website and services.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms.

Contact Information

If you have any questions about these Terms and Conditions, please contact us:

leoralynthiq

Level 12, 45 Collins Street, Melbourne VIC 3000, Australia

Email:: contact@leoralynthiq.com

Phone:: +61 72 717 540